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Legal Restrictions and Terms of Use This website is for general information only and does not constitute professional advice. Unit Trusts Any forecast is not necessarily indicative of the future or likely performance of the unit trusts. Investments in unit trust funds are subject to investment and foreign exchange risks including the possible loss of the principal amount invested. The value of the units and the income from them may fall as well as rise. All applications for units in the unit trust funds must be made on the application forms accompanying the prospectus (available from PCM or any of the distributors of the unit trust funds). Investors should read the prospectus before deciding whether to subscribe for units in the unit trust funds. Investors may wish to seek advice from a financial advisor before purchasing units in the fund. In the event that the investor chooses not to seek advice from a financial adviser, he should consider whether the unit trust fund is suitable for him. Past performance is not necessarily indicative of future returns. Discretionary Accounts This document does not disclose all of the risks and other significant aspects of vesting discretionary trading powers in Phillip Capital Management (S) Ltd ("PCM") for trading and managing for you a portfolio of securities and derivatives thereof. In light of the risks, you should undertake such transactions only if you understand the nature and risks involved in trading in securities and derivatives thereof and are prepared to accept such risks. Trading in securities thereof may not be suitable for many members of the public. You should carefully consider whether such trading is appropriate for you in light of your experience, objectives, financial resources and other relevant circumstances. In the case of any doubt or uncertainty, you are advised to consult your professional advisor prior to your execution of any discretionary account management agreement appointing PCM as the manager of your funds with the terms of the said discretionary account management agreement. Phillip Capital Management does not warrant the accuracy of the materials provided herein, either express or implied, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Phillip Capital Management will also not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided in this web-site is obtained or compiled from sources believed to be reliable, Phillip Capital Management cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Phillip Capital Management nor any of its directors, officers or employees nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Phillip Capital Management or of any vendor providing software or services support. In no event will Phillip Capital Management or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Phillip Capital Management or any party have been advised of the possibility thereof. Phillip Capital Management, its directors, employees, associates and connected persons may have interests in the unit trust funds managed by Phillip Capital Management from time to time.